Every rental is protected by automated escrow powered by Stripe. Renter funds are held securely and only released to the DVC member after check-in is confirmed. Pay via ACH bank transfer for just $5 — no matter the rental amount.
ACH is the smartest way to fund escrow. One flat fee, no percentage — whether your rental is $500 or $5,000.
Stripe ACH charges 0.8% with a $5.00 cap. On a $3,000 rental, the processing fee is $5 instead of $87.30 with a credit card — deducted from proceeds, not charged to the renter.
| Payment Method | Fee Structure | $1,000 Rental | $3,000 Rental |
|---|---|---|---|
| ACH Bank Transfer | 0.8% capped at $5.00 | $5.00 | $5.00 |
| Credit Card (Visa/MC) | 2.9% + $0.30 | $29.30 | $87.30 |
| Debit Card | 2.9% + $0.30 | $29.30 | $87.30 |
Securely connect your bank account in 60 seconds. No routing numbers to type — just log into your bank.
After both parties sign the rental agreement, the renter clicks the Fund Escrow button on the deal page.
A secure popup opens where you log into your online banking (Chase, BofA, Wells Fargo, etc.). Plaid verifies your account instantly — no routing or account numbers needed.
Stripe initiates the ACH transfer. Funds leave your account in 1-2 business days and settle in the escrow trust account within 2-4 days.
Both parties receive email confirmation that escrow is fully funded. The DVC member can now book the reservation.
From signed contract to owner payout — every step is automated, transparent, and protected.
The contract specifies the resort, points, dates, rental price, and escrow terms. E-signatures are captured and the agreement is stored. No funds move until both sign.
Renter OwnerThe renter clicks "Fund Escrow" and connects their bank through Plaid. Stripe initiates the ACH debit for the full rental amount. The $5 processing fee is deducted from the member's proceeds at payout — the renter pays nothing extra.
RenterOnce the ACH settles (2-4 business days), the system marks escrow as fully funded. Both parties are emailed. Funds are held in Stripe's trust account — not by DVCHomeResort.
AutomatedThe owner logs into their Disney account and books the reservation in the renter's name. They enter the Disney confirmation number into DVCSafePay as proof.
OwnerThe system validates the confirmation number. Both parties are notified the deal is confirmed and locked in.
Automated24 hours before check-in, the system checks for open disputes. If none, funds are automatically released to the owner's connected bank account via Stripe Connect. The owner receives their payout in 1-3 business days.
AutomatedIf the renter files a dispute before check-in, funds are frozen and a manual review is triggered. If the reservation was cancelled or not fulfilled, the renter receives a full refund.
ProtectionThe renter pays the full rental amount. The ACH processing fee and platform service fee are deducted from the member's proceeds — the renter sees one simple price.
One-time setup via Stripe Connect. After that, every payout goes directly to your bank — automatically.
From your dashboard, click the setup button. You'll be redirected to a Stripe-hosted page.
Enter your bank routing and account number (or connect via Plaid). Stripe verifies your identity — standard banking requirement.
On check-in day, funds are released to your connected account automatically. Arrives in 1-3 business days via ACH.
Stripe handles 1099 tax reporting for you automatically. No extra paperwork at year-end.
Every deal is escrow-protected. $5 flat to fund. Browse DVC resort listings and find your perfect vacation.
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